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NRI Insurance Solutions

Indian term, health and savings plans for NRIs, planned from abroad. Country-wise eligibility, medicals, FEMA and tax clarity, from purchase to claim.

Choose your country

Where Do You Live?

What NRIs usually need

  • Term cover for family in India
  • Health cover for parents in India
  • Savings or income plans in INR
  • USD plans from GIFT City

Common mistakes

  • Not checking if your country is accepted
  • Wrong residency or FATCA declaration
  • Ignoring tax in your country of residence
  • Waiting for an India visit to start

What we check

  • Country acceptance by insurer
  • Medical options: India, tele, video or abroad
  • Premium payment route under FEMA
  • TDS on payouts and claim process

What our NRI clients say

★★★★★

I am an NRI based in Dubai and had connected with Anil Rajpurohit for term insurance planning in India. The entire process was handled digitally through calls and online meetings. He explained the structure clearly

Overall, a professional and well-managed experience.

N
Nainish GandhiNRI, Dubai
★★★★★

Mr. Anil is a very good advisor. I'm an NRI. ... I connected with him via WhatsApp. I told him about my all policy, and he corrected all the minor errors in my policy, such as the smoker/non-smoker section in my term plan. ... He solved all my problems. Thank you Anil Sir.

G
Ganesh BadaikNRI client

Frequently asked questions

Can NRIs buy term insurance in India?

Yes. Many Indian insurers offer term cover to NRIs, subject to country of residence, income proof and medical underwriting.

How do NRIs pay premiums?

Usually from an NRE or NRO bank account, or as permitted under FEMA. The right route depends on the product and your situation.

Is the consultation fee different for NRIs?

No. The consultation fee is the same ₹999 for clients in India and abroad.

Living Abroad? Plan Your Indian Insurance Now.

Most of the process is done online, with calls and video meetings.

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