NRIs in the USA need extra care. US tax rules and FATCA declarations apply, and several Indian insurers have stricter rules for US residents on some plans.
I am an NRI based in Dubai and had connected with Anil Rajpurohit for term insurance planning in India. The entire process was handled digitally through calls and online meetings. He explained the structure clearly
Overall, a professional and well-managed experience.
In many cases, yes. Acceptance depends on the insurer, the plan, your income proof and medical underwriting. We check which insurers accept residents of United States for your need.
Not always. Depending on the insurer, medicals can be done by tele or video call, at a centre abroad, or during your next India visit.
Premiums are usually paid in INR from an NRE or NRO account, as permitted under FEMA.
Tax rules in your country of residence can also apply. Please check with a tax advisor in United States.
Calls, video meetings and WhatsApp. No need to wait for an India visit.
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