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Senior Citizen Health Insurance

Buying health cover after 60 needs extra care. Co-pay, room rent limits, waiting periods for existing illnesses and medical tests differ a lot across insurers. We compare these line by line and help you disclose medical history correctly.

Get quotes from top insurers, as per your need.

Who it suits

  • Parents aged 60 and above
  • Children buying cover for their parents
  • NRIs buying cover for parents in India
  • People whose office cover ends at retirement

Common mistakes

  • Not disclosing BP, diabetes or past treatment
  • Ignoring co-pay
  • Missing limits on common treatments like cataract
  • Relying only on a top-up plan

What we check

  • Co-pay and room rent limits
  • Waiting periods for existing illnesses
  • Network hospitals near the parents
  • Medical tests needed before cover

Watch: Detailed Video Explanations

Health Insurance: Plans Compared: full playlist on YouTube
Health Insurance Claims: Step by Step: full playlist on YouTube

What our clients say

★★★★★

मैं जैसलमेर, राजस्थान से हूँ और पिछले कुछ वर्षों से अपनी अलग-अलग बीमा जरूरतों के लिए अनिल राजपुरोहित से संपर्क कर रहा हूँ। मैंने टर्म इंश्योरेंस, बच्चों के लिए बीमा, परिवार का हेल्थ इंश्योरेंस और वाहन बीमा उनके माध्यम से लिया है। सारी प्रक्रिया फोन और व्हाट्सएप के जरिए डिजिटल रूप से हुई, क्योंकि मैं जैसलमेर में हूँ और अनिल जी सूरत में हैं। उन्होंने अलग-अलग कंपनियों के विकल्प समझाकर मेरी जरूरत के अनुसार सही प्लान सुझाए और मेडिकल टेस्ट की बुकिंग जैसी चीजों में भी मदद की।

B
Baldev PaliwalJaisalmer, Rajasthan

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Frequently asked questions

Can senior citizens with BP or diabetes get health insurance?

Many insurers offer cover, often with waiting periods, co-pay or extra checks. It depends on the insurer and the medical history.

What is co-pay?

Co-pay is the share of each claim you pay yourself, for example 20 percent. Some senior citizen plans have it as a fixed condition.

Ready for a Clear Decision?

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