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Indian Insurance for NRIs in Canada

Canada is home to a large and growing Indian community. Many families keep Indian term and savings plans, and buy health cover for parents in India.

What NRIs in Canada ask us

  • Which Indian insurers accept Canadian residents?
  • Can medical tests be done in Canada?
  • How will an Indian policy be treated for Canadian tax?
  • Can I buy health insurance for my parents in India?

What we check

  • Insurers that accept residents of Canada
  • Medical options for you
  • Premium payment route
  • Tax and TDS on payouts

Keep in mind

  • Acceptance of Canadian residents varies by insurer and plan.
  • Canada taxes its residents on worldwide income, so check with a Canadian tax advisor how an Indian policy is treated there.
  • Health cover for parents living in India is a common and practical need.

Plans NRIs usually consider

What our NRI clients say

★★★★★

I am an NRI based in Dubai and had connected with Anil Rajpurohit for term insurance planning in India. The entire process was handled digitally through calls and online meetings. He explained the structure clearly

Overall, a professional and well-managed experience.

N
Nainish GandhiNRI, Dubai

Frequently asked questions

Can I buy Indian insurance while living in Canada?

In many cases, yes. Acceptance depends on the insurer, the plan, your income proof and medical underwriting. We check which insurers accept residents of Canada for your need.

Do I need to visit India for medical tests?

Not always. Depending on the insurer, medicals can be done by tele or video call, at a centre abroad, or during your next India visit.

How do I pay the premium?

Premiums are usually paid in INR from an NRE or NRO account, as permitted under FEMA.

Tax rules in your country of residence can also apply. Please check with a tax advisor in Canada.

Plan Your Indian Insurance From Canada

Calls, video meetings and WhatsApp. No need to wait for an India visit.

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